Best Travel Insurance With Covid-19 Coverage
Are you feeling the restlessness of being confined for too long and eagerly plotting your long-awaited travel adventures? It’s only natural to have concerns about the potential risks of contracting COVID-19 during your journeys.
But fear not! We bring you the ultimate solution – a curated list of top-notch travel insurance plans that offer comprehensive coverage for COVID-19, as well as protection against unexpected travel cancellations or delays. With these plans, you can embark on your adventures with confidence, knowing that you and your loved ones are well taken care of.
Say goodbye to worry and embrace the joy of travel while staying safeguarded with our carefully selected travel insurance options.
| MSIG TravelEasy | Tiq Travel | Starr TravelLead | FWD | Allianz | |
|---|---|---|---|---|---|
| Medical (Overseas) | $75,000 | $200,000 | $200,000 | $200,000 | $200,000 |
| Bags & Belongings Coverage | $3,000 | $2,000 | $0 | $3,000 | $3,000 |
| Cancellation | $5,000 | $5,000 | $0 | $7,500 | $5,000 |
| Covid-19 Coverage | Yes | Yes | Yes | Yes (ONLY with Rider – $11.59) | Yes |
| Premium From | $62 | $39 | $17 | $30 | $62 |
| Premium From (after discount) | $37.20 | $39 | $11.05 | $22.50 | $34.10 |
| Additional Perks (fulfilled by SingSaver) | Score an Airalo eSIM with 1GB data and get up to $38 via paynow T&Cs apply | Use TIQSINGSAVER to enjoy 40% off | Enjoy up to $48 via PayNow and a 35% discount plus an exclusive Agoda promo code when you apply using promo code SSVLTL35 | – | Use promo code AzSSV to get 45 % discount and up to $40 via paynow (minimum premium of $60) |
| Policy | Click here | Click here | Click here | Click here | Click here |
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MSIG TravelEasy
With three tiers of plans – Standard, Elite, and Premier – MSIG TravelEasy offers a comprehensive range of options, with the Premier plan boasting the highest level of coverage available. Whether you’re a frequent traveler or embarking on a once-in-a-lifetime adventure, we have you covered.
When it comes to COVID-19 medical expenses overseas, we understand that different age groups may have varying requirements. That’s why our plans come with tailored sub-limits, ensuring that you receive up to S$200,000 in coverage with the purchase of our Premier plan.
We know that unexpected situations can disrupt your travel plans, especially if you or a family member falls ill with COVID-19. Fortunately, MSIG TravelEasy has you covered with up to S$3,000 in travel inconvenience coverage, providing you with the necessary reimbursement for cancellations or postponements.
Worried about the cost? Don’t be! MSIG prices start from as low as S$37.20 after discount, ensuring that you can enjoy decent coverage without straining your budget. With MSIG TravelEasy, you can travel with confidence, knowing that you have reliable and affordable protection by your side.
Tiq Travel Insurance
Tiq travel insurance is proud to introduce COVID-19 coverage as a convenient add-on rider, ensuring your peace of mind throughout your journeys. With three tiers to choose from – entry, savvy, and luxury – you can customize your coverage to suit your specific needs.
Opting for the highest tier ensures unrivaled protection, including up to S$300,000 in medical coverage for COVID-19-related expenses incurred overseas. Additionally, you’ll get up to S$5,000 coverage for trip cancellation and loss of deposit, safeguarding your investment. In the event of trip postponement, you’ll be insured up to S$1,500, allowing you to reschedule without financial worries.
But that’s not all! Tiq travel insurance goes the extra mile by offering a quarantine allowance of up to S$1,500, providing S$100 for every 24 hours spent in quarantine. Furthermore, you’ll have peace of mind with up to S$500,000 in emergency medical evacuation and repatriation to Singapore. And now, we are thrilled to announce that we also offer coverage for Cruise To Nowhere, ensuring that you can set sail worry-free.
While COVID-19 coverage is available as an add-on rider, you’ll be pleased to know that the additional cost is affordable. By topping up a nominal amount, you can unlock a wide range of benefits, granting you and your loved ones the peace of mind you deserve.
Don’t let uncertainties hold you back from exploring the world. With Tiq travel insurance, you can venture forth with confidence, knowing that you have comprehensive coverage tailored to your needs.
Starr Travel
With three tiers to choose from – Bronze, Silver, and Gold – you have the flexibility to select the level of coverage that suits you best. What’s more, within each tier, you can further customize your plan for added convenience.
At the Gold tier, rest assured knowing that you’ll have up to S$65,000 of medical expenses covered in the unfortunate event of contracting COVID-19. Even if you require hospitalization for other ailments unrelated to COVID-19, you can benefit from a cash allowance of up to S$15,000.
Should your trip face cancellation due to a COVID-19 diagnosis, Starr TraveLead has you covered. With coverage of up to S$500 at the Gold tier and up to S$250 at the Silver tier, you can receive reimbursement for the inconveniences caused. Please note that the Bronze plan does not offer any coverage in this regard.
With Starr TraveLead, you can embark on your vacation with confidence, knowing that you have reliable coverage in place.
FWD Travel Insurance
Discover the unique benefits of FWD travel insurance – a plan that offers COVID-19 coverage through an optional add-on rider, ensuring flexibility and peace of mind. Regardless of the tier of your travel insurance plan, the COVID-19 benefits remain the same.
While FWD travel insurance may not provide the highest coverage for medical expenses, rest assured that you’ll still receive up to S$200,000 in coverage if you require hospitalization overseas or after returning to Singapore. Additionally, you’ll receive a hospital cash allowance of S$100 per day for up to 14 days, providing extra support during your hospital stay, whether abroad or locally.
The COVID-19 rider also covers trip cancellation and loss of deposit, addressing unforeseen circumstances that may force you to cancel your trip within 30 days of the departure date. With coverage of up to S$5,000, you can recoup your expenses and enjoy peace of mind, including close contact coverage for added protection.
In the event of a critical illness that necessitates emergency evacuation, FWD travel insurance has you covered. You’ll have up to S$200,000 in coverage for emergency evacuation, ensuring that you receive prompt and necessary medical attention or repatriation back to Singapore.
With FWD travel insurance and the COVID-19 rider, you can embark on your adventures with confidence, knowing that you have reliable coverage to support you during unforeseen circumstances.
Choose FWD travel insurance for a worry-free journey, where protection and peace of mind go hand in hand.
Allianz Travel Insurance
Experience unparalleled protection with Allianz travel insurance, offering three comprehensive plans – Bronze, Silver, and Platinum – designed to cater to your individual needs. Among them, the Platinum plan stands out, providing the highest level of coverage available.
With the Platinum plan, you can enjoy up to an impressive S$1 million in coverage for emergency medical and dental expenses (for individuals aged 69 years and below) in the unfortunate event of contracting COVID-19 while abroad. This represents the highest coverage available among the options listed so far. Additionally, there’s unlimited coverage for emergency transportation, ensuring that you can receive the necessary care without worrying about the cost.
When it comes to trip amendments, Allianz travel insurance excels. If your trip needs to be cancelled or interrupted due to COVID-19, you’ll be eligible for reimbursement of up to S$15,000 with the highest tier plan. Furthermore, in the case of trip delays lasting at least six hours, you can receive up to S$2,000 in reimbursement, with a daily limit of up to S$400. These generous allowances provide you with financial security and peace of mind during unexpected travel disruptions.
Choose Allianz travel insurance for unrivaled coverage, allowing you to explore the world with confidence.
Summary
When it comes to finding the best travel insurance plan for COVID-19 coverage, several options stand out. Let’s explore the top choices and their respective advantages.
Allianz Travel Insurance takes the lead by offering the highest medical expenses coverage, which is unlimited if you opt for their highest-tier plan. However, it’s important to note that this comprehensive coverage comes at a comparatively higher price point.
If you have concerns about trip cancellations due to contracting COVID-19, Allianz Travel Insurance once again shines with the highest reimbursement amount of up to S$25,000. This provides significant financial protection for unforeseen circumstances.
However, it’s worth noting that Allianz Travel Insurance does not include quarantine or hospitalization allowances if you contract the virus overseas. It’s important to consider these factors when choosing the right plan for your needs.
For those on a budget, Starr TraveLead Travel Insurance offers an attractive option, with plans starting as low as S$15 for the basic tier. While it may have more limited coverage compared to other options, it provides a cost-effective solution for travelers seeking essential protection.
Ultimately, the best travel insurance plan for COVID-19 coverage depends on your specific needs and budget. Consider the level of medical expenses coverage, reimbursement for trip cancellations, and any additional benefits or allowances that are important to you.
Remember to carefully review the terms and conditions of each plan to ensure it aligns with your requirements. Travel with confidence, knowing that you have chosen a reliable travel insurance plan to safeguard your health and finances during these uncertain times.
