Best Credit Cards Promotion (Nov 2023)
When it comes to applying for credit cards, you’ve likely come across enticing welcome promotions and gifts offered by banks and brands. The idea of receiving free goodies like an Apple iPad, Nintendo Switch, or even cash is undoubtedly tempting. However, it’s important to recognize that these rewards come with certain requirements, such as meeting minimum spending thresholds or paying annual fees.
Additionally, it is crucial to select the right credit cards that align with our lifestyle and financial goals, while also avoiding the pitfalls of credit card debt. As the saying goes, “With great power comes great responsibility.”
If you have a particular credit card in mind for sign-up, here are some of the best credit card promotions available, along with information on where you can find the most attractive rewards. It’s important to note that each promotion comes with its own terms and conditions, and the list provided is not exhaustive.
Best Credit Cards Sign-up Promotion
| Credit Cards | Apply | SingSaver Rewards (Choose one) | Promotion Conditions (New to bank Credit Card Customer) | ||
|---|---|---|---|---|---|
| OCBC | |||||
| OCBC 365 Credit Card | Apply now | Dyson Supersonic™ hair dryer (worth S$699) OR Apple iPad 9th Gen 10.2″ WiFi 64GB (worth S$503.65) OR Nintendo Switch OLED (worth S$549) OR S$350 cash via PayNow | Min. spend of S$500 within 30 days of card approval. Valid till 15 Nov 2023. T&Cs apply. | ||
| OCBC 90°N Visa Card | Apply now | Samsonite Volant Spinner 68/25 EXP + 2x Apple AirTag bundle (worth S$570) OR Apple AirPods Gen 3 + MagSafe Charger Bundle (worth S$330.50) OR S$300 eCapitaVoucher OR S$280 Cash via PayNow | Min. spend of S$500 within 30 days of card approval. Valid till 15 Nov 2023. T&Cs apply. | ||
| OCBC Titanium Rewards Card | Apply now | Samsonite Volant Spinner 68/25 EXP + 2x Apple AirTag bundle (worth S$570) OR Apple AirPods Gen 3 + MagSafe Charger Bundle (worth S$330.50) OR S$300 eCapitaVoucher OR S$280 Cash via PayNow | Min. spend of S$500 within 30 days of card approval. Valid till 15 Nov 2023. T&Cs apply. | ||
| CIMB | |||||
| CIMB VISA Signature Card | Apply now | Dyson Supersonic™ hair dryer (worth S$699) OR Sony WH-1000XM5 Noise Cancelling Headphones (worth S$575) OR S$370 Upsized cash via PayNow | Min. spend of S$988 within 60 days of card approval. Valid till 8 Nov 2023. T&Cs apply | ||
| CIMB World Mastercard | Apply now | ||||
| CIMB VISA Infinite | Apply now | ||||
| Citi | |||||
| Citi PremierMiles MasterCard | Apply now | No promotion | – | ||
| Citi Cash Back Card | Apply now | ||||
| Citi Cash Back Plus Card | Apply now | ||||
| Citi Rewards Card | Apply now | ||||
| Standard Chartered | |||||
| Standard Chartered Simply Cash Credit Card | Apply now | Sony WH-1000XM5 Wireless Noise Cancelling Headphones (worth S$575) or an Apple iPad 9th Gen (worth S$503.65) OR an AirPods Pro Gen 2 + MagSafe Charger bundle (worth S$421.35) OR up to S$400 SUPER Upsized Cash via PayNow | Min. spend of S$500 within 30 days of card approval. Valid till 2 Nov 2023. T&Cs apply | ||
| Journey Credit Card | Apply now | Up to S$140 SUPER Upsized Cash via PayNow | Valid till 30 Nov 2023. T&Cs apply. | ||
| Rewards Credit Card | Apply now | AirPods Gen 3 + MagSafe Charger bundle (worth S$330.50) OR up to S$300 SUPER Upsized Cash via PayNow | Min. spend of S$250 within 30 days of card approval. Valid till 2 Nov 2023. T&Cs apply | ||
| Smart Credit Card | Apply now | ||||
Please remember that stacking rewards from multiple sources is generally not allowed by most banks. So, if you choose to sign up through platforms like SingSaver or Moneysmart, you will typically only qualify for the rewards offered by those platforms, rather than the bank’s own rewards.
If you are interested in sign-up rewards offered by third-party platforms like SingSaver, it’s essential to carefully review the terms and conditions associated with your chosen credit card to ensure eligibility for the welcome rewards.
Steps to qualify for sign-up offer
- Visit the respective website through which you wish to apply.
- For example, if you want to receive the Apple iPad that comes with the Citi Premier Miles Credit Card, click on the “Apply Now” button provided in the table above, which will redirect you to the SingSaver application page.
- Follow the application steps as instructed and take note of your Application Reference Number (ARN) upon completion of the sign-up process.
- Provide SingSaver with the ARN, ensure a successful application, and fulfill the minimum spending requirements specified by the credit card provider in order to qualify for the gift.
Remember, it’s important to thoroughly understand the terms and conditions of each promotion and to fulfill the necessary criteria to enjoy the sign-up rewards.
